Archived
I think I am judgement proof since I have homesteaded my house and only have SS income, will a collection agency still sue me?
William's answer
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Answered on August 09, 2016
A homestead protects you from being foreclosed upon by a judgment creditor, it does not protect you from having a judgment creditor record a...
My attorney forgot to submit a reaffirmation for my home loan 10+ years ago prior to discharge. What are my options?
William's answer
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Answered on July 27, 2016
Your options are to find another loan company because whomever you spoke with doesn't know jack...
A bank has no prohibitions against...
Archived
What to do with an unsecured creditor attaching judgment lien on discharged BK in 2012?
William's answer
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Answered on July 22, 2016
Get a certified copy of your bankruptcy discharge and record it with the Clark County Recorders Office ( presuming the property is on Clark...
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Archived
If I file for bankruptcy, is that expensive?
William's answer
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Answered on July 19, 2016
Legally you are allowed to file your own bankruptcy petition. Practically, if you are able to do afford to do so, you may find it better to hire a...
Archived
I declared bankruptcy in 2012 as a single person. My husband is filing bk today. Can I file jointly with him?
William's answer
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Answered on June 10, 2016
You have to wait and he needs to file as an individual.
He won't file as a single person - he'll file as 'Individual' (I realize that may sound...
Archived
How do I file a lien on a property if I paid a contractor to do work on the property and am not getting reimbursed?
William's answer
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Answered on June 01, 2016
Looks like you got correct advice from your attorney; you probably should follow it if you want to get a lien on the house.
William Devine,...
Archived
Can I put any kind of lien without getting a judgment quickly on the property to prevent her from selling it
William's answer
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Answered on January 28, 2016
If you are claiming that you have an ownership interest in the property, by filing a lawsuit making such a claim you can then file then record a...
Archived
Is this individual still on the hook for paying me the balance of money owed or will BK always wipe the slate clean?
William's answer
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Answered on December 14, 2015
Absent other facts such as you having filing an adversary proceeding and obtaining a non-dischargeable judgment against the individual in their...
Archived
Can a "servicer" of mortgage loans collect on a loan discharged on a Chapter 7 Bankruptcy or foreclose on that property?
William's answer
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Answered on October 26, 2015
A mortgage holder has the right to foreclose on property even if the underlying debt (promissory note) has been discharged as to the borrower's...
Archived
Will this debt really be discharged?
William's answer
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Answered on October 08, 2015
If the private loan was a private student loan and it was provided to you and/or the school for qualified educational expenses, then it will not be...
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