I appreciate that you are in a difficult situation; however, someone must pay past-due mortgage payments to avoid losing your home through...

A judgment doesn't change because the creditor changes attorneys. You should point out that you made payments on the judgment as the new attorney...

Your credit report isn't a reliable indicator of whether you owe a debt. However, a court judgment certainly is reliable. If you fail to continue...

A default judgment is a court record. So, get some help finding the court judgment first. Once you find the court case, I suspect that you were...

Unfortunately, your hard work has muddied the waters regarding filing Chapter 13. Making the decision to file Chapter 13 involves a detailed and...

Unfortunately, your information cannot allow an online volunteer attorney to explain your options. Consult with a local real estate attorney for...

Generally, an agent collecting on behalf of someone else has more flexibility to settle than dealing directly with the creditor. You are not...

Mr Ryan is a well-respected litigation attorney in Las Vegas. "Cash Advance" is a generic name of several companies that offer payday and gambling...

Humm, and how did the collection agency get your brother-in-law's address? If you previously lived or maintained an address at his address, service...

While I appreciate that you expect the volunteer attorneys to know the answer to every question, in this instance, the answer will depend on the...