If you want a discount from a debt collector, two things will persuade them to accept a reduced payoff: 1) make them believe you can't or won't...

If you want specific answers, consult with a local bankruptcy attorney. As a generic answer, bankruptcy might be unnecessary if your "fixed income"...

"Without prejudice" is a legal phrase that means the party has a second chance with their legal proceeding and can "do it over" to correct any...

The Avvo Q&A forum isn't available for someone to post a "help wanted" ad to get bids from hungry lawyers willing to represent you. Try using the...

Courts usually don't want to get involved in payment arrangements. With a court order, the creditor may seize your property as state law allows. In...

Let's use some common sense. Would a creditor close an account if it meant that they couldn't collect? Or would they close an account because they...

Humm, where I live, a Writ of Execution must first be ISSUED, then served. You fill out the paperwork, submit it to the Clerk, and they apply their...

Absent exceptional circumstances, if a POA is good, it will be good everywhere. Hope this perspective helps!

I am uncomfortable answering questions from someone other than the person involved in a legal matter. Passing along an answer might be considered a...

When someone lists you as a creditor in a bankruptcy, you must file suit in the bankruptcy case if you don't want the debt owed to you to be...