Can a credit union black ball me on my credit reports? This is the second year I'm being refused for a RV loan.but
Dorothy's answer
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Answered on June 14, 2024
I am not sure what you are asking. Of course, creditors have the legal right to decide whether to give you a loan. Creditors have broad discretion...
My new mortgage company states that my loan was discharged by a previous bankruptcy and I am not personally liable for the debt?
Dorothy's answer
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Answered on June 13, 2024
It is never a good idea to expect a lender to give accurate legal advice. You are also stating facts that are blatantly untrue.
First, your...
My ex husband is filing a chapter 13 credit cards and personal loans can this affect a home we own together mortgage is paid?
Dorothy's answer
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Answered on June 13, 2024
Potentially, your ex-spouse filing for bankruptcy could be a huge problem. However, if he proceeds with Chapter 13, the Chapter 13 Trustee cannot...
My unmarried partner and I have a joint mortgage together. Can I file bankruptcy on my half of the mortgage. Mn.
Dorothy's answer
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Answered on June 13, 2024
In bankruptcy, you do not get to "pick and choose" which debts you want to "file on." It's all or nothing. Before you get to that stage, the first...
If my attorney advised to stop paying debt, does this mean they feel confident in a successful chapter 7 discharge ?
Dorothy's answer
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Answered on June 13, 2024
Did you ask the attorney how you would be able to pay their fees? "Don't pay your unsecured debts" is the go-to answer to this question. I usually...
Will ex spouse refinancing home I still have my name on mortgage effect my chapter 7 case?
Dorothy's answer
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Answered on June 13, 2024
Not your circus, not your monkeys! You have no authority over your ex's financial decisions regarding property you do not own. I can't imagine her...
Filing bankruptcy ?
Dorothy's answer
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Answered on June 13, 2024
Since you are married, you must include your spouse's income in your bankruptcy. Whether you must list any of your spouse's assets will depend on...
As a landlord, what am I entitled to is I win a court case against a former tenant?
Dorothy's answer
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Answered on June 13, 2024
When you signed up to ask a free question on Avvo, you were warned NOT to disclose any personal information. So congratulations! You will likely...
Can a landlord collect last month’s rent from what was labeled as a security deposit in our lease?
Dorothy's answer
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Answered on June 13, 2024
The only way for you to sue your landlord is in bankruptcy court. First, you must become familiar with 11 USC Section 523 to determine if you have...
Can i take my house contractor to small claims court for $70000 work he didn't finish
Dorothy's answer
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Answered on June 12, 2024
Check with the small claims court in your community, but in most places, small claims court can't award someone more than $15,000. In addition,...
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