Everyone wants to get the "best option" for free when they have only disclosed about 5% of what is happening. The volunteers on this site are...

There are too many variables to consider when answering your question in an online forum. For example, do you have assets not protected by an...

When something is collateral for a loan, the loan is secured by the collateral. Bankruptcy does not ordinarily remove this relationship. Someone...

You are not prohibited from applying for credit during an active Chapter 7 case. Unlike Chapter 13, you do not need Court permission to apply for...

The bankruptcy court typically regulates the fees for Chapter 13, although if your case requires extra work, the court will approve extra fees....

Chapter 13 is a repayment program that allows folks to keep their assets. To keep the car, you make the payments to the lender. If no one makes the...

You may be able to get away with doing nothing for the next few years. Worry if you are sued, but until then, chill out. Another option might be to...

Contact the lender to remind them to complete and file the paperwork to release their lien. If you run into problems, contact your state agency...

When someone has a vehicle lien, it is typically on the title of their vehicle. In most places, the lienholder holds the title until the vehicle is...

I suspect that you are asking "Why is this happening NOW?" The truth is, no one knows. The Lender may want to sell several of their "nonperforming...