So, when someone appears in court regarding a wage garnishment, the court has already ruled against you. So why were you asked to return to court?...

You fell for a common mistake. When someone co signs a loan, both of the borrowers are 100% responsible for paying the debt. There's no primary and...

A threat to pursue a criminal charge to collect a debt is a crime known as extortion. Contact local law enforcement and any state agency that...

Each Chapter 13 Trustee can set their own requirements for receiving payments. Most do allow voluntary payments rather than just a wage assignment....

There is a statute of limitations, but the SOL is only a defense to a lawsuit. What you are seeing is a common scam. Mediators are quasi-judicial...

I have some sad news. The way a mortgage works is that your name can only "come off" a mortgage if the mortgage lender agrees (which they never...

In Chapter 13, you need court or Trustee permission to transfer any of your property. Read your Confirmation Order for details. I would not expect...

As a cosigner, you are completely responsible for paying a loan when the other person obtains a Bankruptcy discharge. But if your co borrower...

You can use a PO Box or other mail center for a mailing address in Bankruptcy. But that's not a physical address. You must list the physical...

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If you want to look guilty, like you are hiding something, keep doing what you are doing. I always enjoy reading news articles about people going...