Despite spending many hours studying estoppel as a defense at UPS law school in Tacoma, I have never seen it work as a defense to a collection...

That's a big mistake. Check the laws in your state, but where I practice, if an employer fails to implement a wage garnishment correctly, the...

In my state, you virtually copy the request for interrogatories (court caption), title your document "Answer to Interrogatories, " type each...

Many people assume that what is on their credit report determines whether they owe a debt. This isn't true. You can still legally owe a debt that...

"They" can garnish your wages if "they" have a court judgment and if your state allows wage garnishment. Since you were just served, you may want...

State laws usually define predatory lending. Why don't you get an account history from the lender and run it by an accountant? Hope this...

Discover aggressively collects debts owed to them. They have smart attorneys who know the ropes about getting court decisions expedited. This...

Read your debt consolidation contract. It will tell you whether you are entitled to legal representation by them or if you are on your own. It is...

If you can pay an attorney, you can investigate the qualifications of the many fine attorneys in your community using the Find a Lawyer search bar...

Banks and insurance companies are both highly regulated businesses. You are welcome to contact the state regulators that apply to your situation...