All payments on unsecured debt within the proscribed time are preferential. Fraud involves doing much more than paying a legitimate debt. This...

Your son's problems are not his creditor's problems. However, his situation may make collecting his debt difficult. You need to let him discover...

By asking a question and drawing your own conclusion about your legal situation, you prevent the experienced volunteer attorneys from being able to...

You are under the misconception that your "rights" are the same when you obtain a loan from the government as they are when you borrow money from a...

You must, by law, list the pawn of your vehicle loan. However, to keep the vehicle, you must pay the lien the pawn shop now has on your vehicle,...

After a Chapter 7 Bankruptcy, absent any motions to redeem property, liens remain the same as before the bankruptcy. Only your personal liability...

Mom always said, "You get what you pay for. " If you want representation from an attorney who meets with you for less than 15 minutes, has their...

In my case, the discharge always comes a few seconds after 5 pm on the deadline day (to object to a discharge). However, my reputation in the court...

Bankruptcy is all or nothing. You don't file bankruptcy on some of your debts and leave off others. Debt settlement might be a better option for...

The first issue you face is WHEN this bankruptcy was filed. Timing is everything in bankruptcy. Hope this perspective helps!