How should I respond to an affidavit for summary of final judgment for credit card debt and would like a payment plan ?
Dorothy's answer
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Answered on January 22, 2025
A payment plan is an agreement you make with the creditor. As a general rule, Courts are not authorized to impose a payment plan without the...
My dad's wages were garnished cause i owe for a bunch of parking tickets
Dorothy's answer
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Answered on January 22, 2025
A volunteer attorney would need more information to provide an accurate answer. But let's say your vehicle is registered jointly in your and your...
Can I convert to a Chapter 7 and keep my vehicle?
Dorothy's answer
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Answered on January 22, 2025
Seeking a teaching license is irrelevant to whether someone is or is not eligible to convert from Chapter 13 to Chapter 7. The relevant criteria...
Credit card debt?
Dorothy's answer
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Answered on January 22, 2025
Giving away property to avoid paying a debt is a criminal offense called FRAUD. It's terrible when someone over 70 goes to prison for being...
Are IRA’s and Annuities exempt from chapter 7 bankruptcy in Florida?
Dorothy's answer
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Answered on January 22, 2025
Exemption laws are only available to INDIVIDUALS. So if you file a bankruptcy for your corporation or LLC, and that entity OWNS an annuity or...
How do I dismantle a debt collector in court?
Dorothy's answer
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Answered on January 15, 2025
You've been watching too many videos about legal cases. Savvy litigants don't waste their time trying to "dismantle" the party on the other side....
What are some of my options and what are the ramifications of declaring bankruptcy?
Dorothy's answer
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Answered on January 15, 2025
No one in the US has been able to "declare bankruptcy" since 1979, when the bankruptcy laws were substantially changed. Bankruptcy law is...
Can a collection agency include a spouses name on a collection letter from a Xray imaging company?
Dorothy's answer
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Answered on January 15, 2025
Last I checked, Washington was still a community property state, so your debts are also your spouse's debts. And since ancient Roman times, debts...
How to file a complaint?
Dorothy's answer
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Answered on January 15, 2025
So, do you want to file a complaint against a bankruptcy Trustee for failing to do their job correctly? The Office of the United States Trustee is...
What is my best course of action for non-reaffirmed mortgage that is now delinquent?
Dorothy's answer
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Answered on January 15, 2025
I can't make decisions for you. The foreclosure process can be lengthy in most states, while in other states, it can be much quicker. I recommend...
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