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Modified my mortgage after chapter 7 discharge. I never reaffirmed, but I did enter into a modification. Am I personally liable?
Dorothy's answer
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Answered on October 20, 2010
A modification is a new contract,and any contract you make after you file bankruptcy is not affected by the bankruptcy discharge. Although it may...
Archived
I sold some stock before filling for chapter 7, and have reason to believe that the person I sold the stock to did complete it
Dorothy's answer
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Answered on October 20, 2010
If you received payment for your stock, I cannot believe the party paying you for it did not complete the paperwork.
I am assuming that you...
Archived
Does 2nd mortgage have right s after chpt 7 bank discharge
Dorothy's answer
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Answered on October 20, 2010
A Chapter 7 eliminates the property owner's personal responsiblity to pay a 2nd mortgage. So the lender cannot sue the property owner to collect...
Archived
My question is this, my fiance is living with me now in ky she is paying on a chapter 13 in indiana on credit card debt of 25k
Dorothy's answer
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Answered on October 20, 2010
When someone files a Chapter 13 due to credit card card debt, and not to lien strip or save a house from foreclosure, there is usually a reason why...
Archived
Can I trade in my car, on which I owe less than the value, when it is included in bankruptcy?
Dorothy's answer
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Answered on October 19, 2010
I would suggest that you wait until after your 341 meeting with your chapter 7 trustee has been over for more than 30 days. The Trustee has the...
Archived
I am not sure about bankruptcy.
Dorothy's answer
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Answered on October 19, 2010
There are a lot of things that go into making a decision to file Bankruptcy. Unless you pay for your home and your car first, you will lose them...
Archived
Need to know if i can rent home after filing chapter 7 bankruptcy
Dorothy's answer
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Answered on October 19, 2010
I interpreted your question to ask if you could rent out your home to someone after you file Bankruptcy.
As long as the property was protected...
Archived
Im filing chapter 7, my ex-boyfriend stays with me occassionaly. do i have to count him in my bankruptcy?
Dorothy's answer
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Answered on October 19, 2010
I agree your question is a little vague. Let me see if I can make this clear.
Do you want to list your boyfriend as a dependant so you can pass...
Archived
My landlord has let two out of her four tenants free rent until the chapter 7 and foreclosure process is over. Is that legal?
Dorothy's answer
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Answered on October 19, 2010
This is an issue that could only be resolved by your landlord's bankruptcy trustee. The Trustee is entitled to collect the rent, not your...
Selected as the best answer
Can I file bankruptcy on city tax in Ohio?
Dorothy's answer
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Answered on October 19, 2010
There is a difference between filing Bankruptcy and receiving a Bankruptcy Discharge. Although some taxes can be eliminated through Chapter 7...
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