Archived
I have been dealing with a debt consolidation company since 2007 (Jason Hass law firm). So far they have negotiated/reduce
Dorothy's answer
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Answered on November 08, 2010
Look at your contract with your debt consolidation company. Most will provide you with an attorney to deal with this issue, as long as that...
Archived
My landlord file Chapter 7 back in June. I have been paying the trustee my rent. No longer in lease.Do I give 30 days?Deposit?
Dorothy's answer
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Answered on November 08, 2010
When your landlords filed Bankruptcy, all property that was not exempt became the property of their Bankruptcy "estate". Whether they like it or...
Archived
I have filed Chapter 7 Bankruptcy and was wanting to keep my home, but I do not want to sign the reafformation.
Dorothy's answer
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Answered on November 08, 2010
Because real estate is subject to complex local rules in foreclosure, few mortgage companies even ask for Bankruptcy debtors to sign a...
Archived
We own have three vehicles that still have balances. Can we keep all three when filing chapter 7? Our son uses the third vehicle
Dorothy's answer
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Answered on November 08, 2010
The Bankruptcy court is not interested in taking vehicles that have no equity. So of the 3 vehicles, how many could be sold with you receiving...
Archived
I'm a personal gaurantor on my son's business loan?
He's filing bankruptcy and has no assets. does it affect my 401k?
Dorothy's answer
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Answered on November 08, 2010
As someone who signed a personal guarantee on a loan, any assets that you own that are not protected by state law could eventually be taken to pay...
Archived
It's been 9 months since my chap 7 was discharged can they still take my house?
Dorothy's answer
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Answered on November 08, 2010
Your mortgage company can foreclose once your Chapter 7 case is closed or if they obtain an order lifting the bankruptcy stay. Although the...
Wanting to file a chapter 7 bankruptcy and expected to get a severance package. Will the trustee take the severance?
Dorothy's answer
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Answered on November 08, 2010
The Trustee can take any asset that is not allowed an exemption under your state's local laws. In my state, 75% of wages may be declared to be...
Archived
I am paying several debtors a min of $20 now one is not cashing my checks
Dorothy's answer
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Answered on November 07, 2010
No creditor is obligated to accept minimum payments from you without a written agreement and what any of them may have done in the past does not...
Archived
My had a summons that was trying to be served but he wasnt here and i lost the card he needed to call and not they sent it back
Dorothy's answer
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Answered on November 07, 2010
You can find the Sheriff listed in your phone book under the listings for your county. Just ask for the civil division when you call.
Archived
I just got a writ of execution stating that the sheriff will be coming to seize my property.
Dorothy's answer
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Answered on November 07, 2010
Whether your vehicle is protected from being seized by the sheriff will depend on the exemptions allowed in your state. Most states have an...
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