Archived
Ex husband went on workmans comp - I cannot find out who is paying it to have his wmcomp garnished as his pay was.
Dorothy's answer
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Answered on November 22, 2010
If your husband was working in NJ, it won't do you any good to try to garnish his workers compensation benefits. Take a look at the exemption laws...
Archived
At which point in a bankruptcy is it okay for a lawyer to bail out?
Dorothy's answer
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Answered on November 22, 2010
No attorney is obligated to handle legal work that (s)he feels isn't legally justified. Unless the court has appointed your attorney to provide...
Archived
How do you encourage a credit card bank to negotiate lower monthly payment to avoid bankruptcy
Dorothy's answer
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Answered on November 22, 2010
You may wish to seek credit counselling from a local nonprofit organization in your community.
When I settle debts for clients, I require them...
Archived
I am a co-signer on a car loan, the primary has done a voluntary repossesion and is filing bankruptcy. When the debt is
Dorothy's answer
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Answered on November 22, 2010
Yep! That's why the lender required a co-signer, cause they didn't believe that the primary borrower was good for the debt! Now you are stuck...
Archived
Received disclosure statement now what
Dorothy's answer
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Answered on November 22, 2010
Midland Funding is a collector & based on what you are saying it looks like they are telling you that they bought the right to collect on your...
Archived
If I short sale my house after including mortgage on a ch 7 bankruptcy, am I liable for the difference
Dorothy's answer
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Answered on November 22, 2010
If you sell your house through a short sale, the terms of the short sale could determine if you are responsible for paying any deficiency balance. ...
Archived
A creditor lawyer has filed a false claim against me--lawyer fees in a chapter 13 case.
Dorothy's answer
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Answered on November 22, 2010
Any claim filed in a Bankruptcy case should be substantiated by documents to prove the claim. You may file an objection to the claim & the Judge...
Archived
If I conver a Ch.7 bankrupcy to a Cp.13 to get a second mortgage lean taken off. Will
my old creditors come back after me?
Dorothy's answer
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Answered on November 22, 2010
In order to receive a discharge & eliminate your old debts, you must complete the Chapter 13. Since many Chapter 13 cases fail, this is a big...
Archived
Can a Business Charge my Credit card with out my consent.
Dorothy's answer
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Answered on November 21, 2010
You need to speak with your credit card company. Usually, they will reverse the charge if you dispute it in writing in a sufficient amount of...
Archived
If I plan on filing bankruptcy, how soon can I stop paying my credit cards?
Dorothy's answer
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Answered on November 21, 2010
There is no hard & fast rule on when to stop paying credit card debts. You have to disclose all large payments you have made 90 days before you...
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