Archived
My mortgage was released in bankruptcy. I have not been served foreclosure papers. Am I still responsible for my HOA dues?
Dorothy's answer
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Answered on November 27, 2010
You are legally responsible to pay any debt you ran up after your bankruptcy was filed. After all, if you could continue to run up debts after you...
Archived
We were in Chap 13 but just defaulted due to unforseen circumstances. Where do we go from here??? I am so confused!!
Dorothy's answer
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Answered on November 27, 2010
You may be eligible for a loan modification. I have filmed a 4 part video on this topic. Even though it is a lot to get through, it explains what...
Archived
I am currently paying on a car that my father is the owner and I am the co-owner,
Dorothy's answer
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Answered on November 26, 2010
If you are paying for the purchase of a vehicle, you don't have the title, the lender has it. So how would you do this?
As long as the lender...
Archived
Cram down mortgage on investment property.
Dorothy's answer
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Answered on November 26, 2010
A cram down is possible on investment property, but it typically is a write without a remedy.
Why!
Because to cram down a first mortgage...
Archived
How long can creditors contact you for debt? I've been out of a job for 2 years. I do not have any assets or property.
Dorothy's answer
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Answered on November 26, 2010
There is no limit to how long a creditor can contact you to try to collect a debt. Each state has its own laws as to when the amount of time that...
Archived
I have a neighbor who is making complaints about noise from our condo and has hired an attorney. What are my rights?
Dorothy's answer
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Answered on November 26, 2010
You will have the right to defend yourself before the condo association takes any action. In most instances, it will come down to what is...
Archived
How do I go about placing a property lien on a HOA member?
Dorothy's answer
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Answered on November 26, 2010
Your CCRs & state law will explain what to do. In most places, there is a specific form that you will need to complete. You will need to record...
Archived
Got into a debt settlement company, now I am being sued for my debt by my credit card.
Dorothy's answer
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Answered on November 26, 2010
Look at your contract with your debt settlement company. They may provide you wilth a Mass licensed attorney to assist (but not represent) you...
Archived
Can you get sued for a debt over 14 years old?
Dorothy's answer
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Answered on November 26, 2010
Anything is possible, and if you have received court paperwork, you have to do something about it right away or the creditor will be able to take a...
Archived
Can a condo association make an extra charge to unit / boat slip owners for using utilities on the pier at the marina
Dorothy's answer
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Answered on November 25, 2010
What a condo association can do is defined by the CCRs & the rules & regulations established by the board according to these CCRs.
You will need...
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