Can I walk away from my mortgage at any time if I did not reaffirm it after a Chapter 7 Bankruptcy?

Your credit report is a lousy source of information about your financial obligations in your mortgage. Don't ever rely on it to determine your...

Evicted by December 29th?

I don't see anything that leads me to believe that your landlord is surrendering his property. In a Chapter 13, a person can have time to bring...

Foreclosure for lack of Special Assessment fee

The can & they will in Nevada! The HOA is treated like it is a taxing authority, with all the powers of a tax collector. I would suggest that...

Why have 3 different collection agencies contacted me in the past year over debt that does not belong to me? How can I stop it?

Credit reports are notorious for containing mistakes. Unfortunately, it is up to you to correct these mistakes. You can order your credit...

There recently was a well publicized problem with a particular process serving company saying that they personally delivered legal papers to people...

Own 3 rental properties. all are fincanced with home equity lines of credit. cant keep renters to pay expenses

Chapter 7 would result in your Bankruptcy Trustee taking over as landlord while the bankruptcy case is open. The rent the Trustee collects would...

Can you get credit after your 341a meeting and will it affect your discharge?

Before you accept any offer of new credit, ask yourself if this is good credit or bad credit. Good credit will allow you to restore your credit...

Is bankruptcy an option if you own more than 1 house?

There are two programs in Bankruptcy that are available to help consumers. In Chapter 7, you have to forfeit any property not protected by...

Protection of banks by Statutes

Banks are created by federal and state laws. The laws pertaining to banks are thousands of pages long & are incredibly complicated. You might...

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What should I do when a bank charge-off department takes money out of my savings account to offset a charge-off?

You thought that the phrase "charge off" on your credit report meant that your bank was no longer interested in collecting the debt from...