What happens to creditors who don't file a claim in my Chapter 13; I won't receive a discharge due to a previous Chapter 7?
Dorothy's answer
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Answered on December 04, 2010
Bankruptcy law allows you. as the debtor, to file a claim on behalf of a creditor that doesn't do so. I don't know enough about your circumstances...
Archived
Marriaged 11months and now aware of husbandhave tax debit personal property and IRS.My name is not on his mortage,or accounts.
Dorothy's answer
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Answered on December 04, 2010
I have seen the IRS attach wages for a taxes that the Wife owed from before the marriage from her spouse's wages because of community property laws...
Archived
Do I have to stop paying my mortgage to qualify for chapter 7?
Dorothy's answer
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Answered on December 04, 2010
The question in the statement of financial affairs does not penalize you for making a payment totallying over $600 (not $500) within the past 90...
Archived
Please See below. Thanks
Dorothy's answer
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Answered on December 04, 2010
As an attorney, I have never had this problem happen. The creditors act to stop the garnishment right away because I properly notify them about...
Archived
Filing a chapter 7
Dorothy's answer
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Answered on December 04, 2010
In order to file a Chapter 7, you have to qualfiy financially. I am always concerned about this issue whenever someone says they are current on...
Archived
I have filed bankruptcy last year july 2009. I have not get discharge yet. Can i sponsor my boyfriend from Uk?
Dorothy's answer
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Answered on December 03, 2010
Oops, sorry I didn't address an issue you didn't raise.
WHERE IS YOUR DISCHARGE?
If you took your financial management class & submitted the...
Archived
I have 2 default judgments against me (so far), 1 has resulted in a garnishment. I am filing bk, will these be discharged?
Dorothy's answer
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Answered on December 03, 2010
Yes, filing a Bankruptcy & obtaining a discharge will eliminate most judgments. You will need to give your attorney a copy of these judgment in...
Archived
Can a private pension plan in California be attached by creditors?
Dorothy's answer
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Answered on December 03, 2010
The property that a creditor with a judgment cannot touch is described by state law. Each state has different laws, but in most states, pensions...
What happens if a reaffirmation agreement isn't signed in a bankruptcy?
Dorothy's answer
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Answered on December 03, 2010
Nothing will happen if the reaffirmation agreement wasn't filed.
The creditor will not report any prompt payments you made to the credit bureau,...
Archived
Should I file Bankruptcy or use a debt management system?
Dorothy's answer
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Answered on December 03, 2010
Debt management will take a long time to complete & will really trash your credit.
Bankruptcy can be a much shorter process and may not damage...
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