If the stock is eligible for an exemption, then you may keep it after filing bankruptcy. Typically, investments that are in a retirement account...

Do I have to file a motion to "strip" a non-consensual judicial lien that was never recorded in the registry of deeds?

A motion to strip a lien is a process to remove an actual mortgage & is only available in Chapter 13. What you are talking about is avoiding a...

What happens with my mortgage and utility loan in chapter 7 if I don't execute a reaffirmation agreement?

Reaffirmations are not necessary in a Chapter 7 on real estate. See 11 USC sec 524. The discharge in Chapter 7 prevents you from being sued on...

After chapter 13 do unpaid creditors have the right to collect

The Chapter 13 discharge eliminates any debt eligible for a discharge, just as a Chapter 7 would eliminate debt. So unless the debt owed was a...

Is it possible to get my mortgage modified in chapter 13 bankruptcy? A friend says yes. Web says no. ->Confused.

If the property is your residence, the Bankruptcy Judge cannot modify your mortgage. However, you can apply to modify your mortgage under one of...

Received notice(form 9a). what do i do next?

When you receive the B9A form and it does not also contain a proof of claim form, it indicates that at this time, it does not appear that there...

Will we lose house after chapter 7 discharge if we keep making payments?

A reaffirmation is only necessary to keep personal property. You are not required to sign a reaffirmation for real estate, such as a house under...

When a chapter 7 bankruptcy has been discharged can the trustee still have assets appraised?

The Trustee only has 30 days from the conclusion of the 341 meeting to object to any claim of exemptions. And the discharge cannot be entered...

What you are talking about doing isn't illegal, but it may be short sighted! You see, in most states, you can be required to appear in court to...

Do you receive wages? In most states, (but not all) wages can be garnished by a creditor holding a judgment. In many states, the wages have...