Since credit card companys can not garnish your unemployment, wouldn't demanding money from you be the same thing

It is unfortunate that you didn't face this issue before now, because if you had more time, you could have had more options. It appears that the...

Collectors aren't likely do do something just because you ask. And they aren't likely to fake a summons when they can easily get the real thing...

Can Sallie Mae (A student loan company) collect on loans that were already settled in full through a collection agency?

Settled is supposed to mean "paid in full." So your agreement with the collection agency should prevent Sallie Mae from being legally able to...

If an attorney negotiates with the lender regarding deficiency judgement and in writing on behalf of the client will that waive

If the settlement agreement says that the lender will waive a deficiency judgment, that should be an enforceable agreement. It does mean that if...

I have credit card debt. I have been enrolled in a debt settlement program but I am not quite happy. I intend to withdraw from

Every debt settlement program has their own contracts, and the contract will say what you agreed to do & what they agreed to do. Pull out the...

Going to file in MN chapter 7. The only asset we have is my car which is worth 3300 is there a way to be able to keep it?

You can look at the exemptions that are available to you in bankruptcy by going to your state website & searching for the term "exemption" in the...

Notice to Compel Transfer of Title after Ch. 7 Bankruptcy

The creditors have the right to take title from you. You don't have the right to force them to do so if they chose not to exercise that...

At-fault accident, owe $12k in med injuries. Want to file bankruptcy. Can they sue the joint owner on the car?

Bankruptcy could eliminate the debt for this accident, but NOT if you were cited for drunk driving. Bankruptcy laws do not allow a discharge if an...

I can not afford to pay my bills (home loan, credit card). Can I file for bankruptcy. And if I can, do I still keep my home

You can file Bankruptcy as long as you have not had a bankruptcy discharge in the past 8 years & you meet the other financial requirements. In...

In the case of hospital debt can they make you sell your house or take your IRA?

What you are eligible to keep from a creditor is covered by the laws in your state, called exemptions. In most states, there is a form of...