IWe have a default judgment against us and my wages have been garnished, all for a debt we do not owe.

You can file a motion with the court that granted the judgment asking them to set aside the judgment because of the defects in the way the case was...

Can a money judgment creditor (which I believe becomes a lien on my home) forclose? I am in California

A judgment becomes a lien when it is taken to the county recorders office & recorded. Recording usually costs about $16, so it is a common...

A creditor that has a court order can use it to empty out your bank account. If the only money in the account was from unemployment, and the...

Bankruptcy, Foreclosure and Property Taxes

Any debts that were incurred by you after your bankruptcy was filed are legally yours & were not affected by the bankruptcy. In some states, a...

Can I declare bankruptcy in Virginia if I have a deed of trust on my house that I sold earlier this year to avoid Foreclosure?

Having a deed of trust will not prevent you from being able to file a bankruptcy, but it may be an asset that your bankruptcy trustee will take &...

Can't I pay less HOA fee

Your rights & responsibilities to your HOA are covered by the CCR's that were recorded when your complex was developed. That together with rules &...

An attorney's office has recently contacted me and demanded payment for an account that was settled but no proof of settlement.

Check through your paperwork to see what documents you have pertaining to the settlement. Cancelled checks, offers to settle, correspondence from...

I have a judgement lein on real estate? Can bankruptcy help me?

Bankruptcy can remove a judgment lien on a residence. But, it is not something that happens automatically along with a bankruptcy discharge. To...

I work for a small business that is thinking of going bankrupt. Can i purchase the business after it goes into/after bankruptcy?

Your better option would be to wait to make a purchase offer after the bankruptcy has been filed. A Bankruptcy Trustee is often eager to find a...

I had some problems with my homeowners association in the past and now they sent me a bill from March 2008, wanting me to pay fo

You always want to be careful about debt to your HOA because in many states, such as Nevada, they are treated as if they were tax debts. In...