Archived
I owed $50K in CC but I am expecting a settlement. Should I file bankruptcy before or after so I can keep the settlement money?
Dorothy's answer
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Answered on December 10, 2010
If workers comp benefits are exempt under California law, then it won't matter which way you go. It might actually be better for you to file...
Archived
Business failed in 2008 resulting in mainly bank/card debt. Now just got a job - how do I settle
Dorothy's answer
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Answered on December 10, 2010
Unfortunately, settling debts is an art that requires experience & clout. Clout is what you have when you previously pulled the rug out from...
If an Abstract of Judgment is recorded in error, can it be removed by the attorney who recorded the abstract of judgment?
Dorothy's answer
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Answered on December 10, 2010
I would think either a withdrawal of abstract could be recorded or a satisfaction & discharge. It's not something I have ever seen.
Archived
Looking for PUD/Condo home owner who skipped owing over $5,000 in HOA dues. He is retired military and UTL.
Dorothy's answer
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Answered on December 10, 2010
In most states, HOA are allowed to file liens on the property & then foreclose. Most communities that have HOA will have at least one attorney...
Archived
How can you have a real estate lien against you without having any real estate?
Dorothy's answer
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Answered on December 10, 2010
A real estate lien is a judgment that is recorded in the office of the real estate recorder. In some states, recording the lien can affect not...
Archived
Can my employer garnish my check for a mistake that they made on a court-ordered garnishment?
Dorothy's answer
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Answered on December 10, 2010
If you owed the money & your employer made a mistake in calculating how much to take out, whose debt is it?
In Nevada, if an employer fails to...
Archived
I owe $300.00 to a cash advance that I on 3/27/07, and i just don't have any money to pay it back as of now, they called me toda
Dorothy's answer
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Answered on December 10, 2010
Unlikely, since the US did away with debtor's prison hundreds of years ago. What you are describing is a common violation of the fair debt...
Archived
Credit bureau report
Dorothy's answer
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Answered on December 10, 2010
Your credit report is based on what your creditors tell the credit bureaus - not necessarily what reality is. Fortunately, you may be able to work...
Archived
Is it illegal to have a loan on a business asset by a second cousin within six months of filing personal bankruptcy
Dorothy's answer
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Answered on December 10, 2010
It is an issue that your Bankruptcy Trustee will want to look into. There have been a number of cases over the years where people have tried to...
Archived
Is there anyway to pay a lawsuit without losing my house?
Dorothy's answer
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Answered on December 10, 2010
In most states, the exemption laws prevent judgment creditors from being able to sell your home to collect money you owe them. What they can do is...
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