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I live in NJ and recently had a collection agency (First Resolution) start garnishing my wages. I have 2 questions:
Dorothy's answer
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Answered on December 16, 2010
Once you lose a judgment, the only options you have under the law is to either ask the court to reconsider or to appeal the judgment. Both these...
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What should I do next as a creditor if the garnishee does not reply to the Second Answer form which has been received?
Dorothy's answer
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Answered on December 16, 2010
You may want to call the payroll department to see why they haven't responded to your paperwork to continue garnishing the wages. The debtor may...
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Bankruptcy dismissed vs criminal investigation?
Dorothy's answer
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Answered on December 16, 2010
I can only speculate about the trustee's intention, because in this situation, the facts can vary widely. Sometimes the Trustee is just looking to...
Do wage garnishment laws apply to your state of residence or state of employment?
Dorothy's answer
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Answered on December 16, 2010
It doesn't matter where your company's headquarters are, and it doesn't matter where you live. What matters in determining wage garnishment is the...
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If one files bankruptcy
Dorothy's answer
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Answered on December 16, 2010
I have no idea what you mean when you say "freeze" alimony. Do you mean will you be able to collect it or do you mean will you be able to increase...
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I ran into high credit card debt and may consider filing bankruptcy. Can I still keep my car and keep my condo?
Dorothy's answer
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Answered on December 16, 2010
You can keep property after filing bankruptcy if you are willing to pay the price.
What's that mean?
Your state's exemptions say what...
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Seeking for credit repair help
Dorothy's answer
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Answered on December 16, 2010
Paying off the accounts will not remove the bad credit due to your having been unable to pay them in the past. In fact, since credit history...
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Please note: This may be a repeat! Is there a way to put an estate in bankruptcy so that the mort. companies don't foreclose?
Dorothy's answer
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Answered on December 15, 2010
I have to disagree about changing title to the property to put it into bankruptcy. Title to property that was owned by a person who is now dead...
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1st loan is current. i filed BK 7. 2nd was paid off though MI that bank aquired on their own. is 2nd unsecured now?
Dorothy's answer
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Answered on December 15, 2010
A Chapter 7 does not remove a second mortgage lien from a property. Although your obligation to pay the debt has been removed, the 2nd mortgage is...
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Stripping a 2nd towards the end of Chapter 13
Dorothy's answer
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Answered on December 15, 2010
This is a situation that still hasn't been fully resolved by the courts & I am afraid there is no certain answer. Why are you feeling shafted? ...
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