Mortgage Lien Removal & Chapter 7 Bankruptcy

It usually isn't possible to remove a mortgage lien in a Chapter 7 because Congress did not give the Bankruptcy Court the authority to do this. If...

A collection agency withdrew funds from my checking account without my consent, what is my course of action?

Talk to your bank manager about this. You can dispute the use of the check & may even be able to charge the collector with forgery. In my...

I've found a house to buy in Wash State. The woman who owned it had filed for bankruptcy then died. Will it be foreclosed?

You will need to look at a title report to get an answer this question. If title to the property was held in joint tenancy, the other person on...

What forms do I need to fill out to respond to a summons and complaint. What should my response include?

If the Summons and Complaint were delivered to a friend at your home, or somewhere where you claimed was your home, the delivery was probably made...

In a lot of debt and the only way I can stay afloat is to foreclose my home. Is foreclosure just as bad as bankruptcy?

Both foreclosure & bankruptcy will seriously damage your credit. To say if one is worse than the other is impossible because it is like comparing...

Being taken to court by a Debtor Collector for a debt that I do not owe, I only share the same name as the debtor. What do I do?

You will need to file a response to the court paperwork, usually called an Answer or Opposition and follow through until this can be...

Repoed car after bankruptcy but never saw creditor so do i owe?

It is difficult to give you an answer that is "for sure" because you say you don't remember the facts. Whether you owe on the car depends on the...

Is this a breach of contract and grounds to have my mortgage discharged in Chapter 7 Bankruptcy?

A Chapter 7 will discharge your personal responsibity to pay the mortgage. That means if you don't pay, you can't be held personally responsible...

Can I garnish someones alimony or unemployment?

State exemptions list property that is "exempt" from being garnished & each state has different laws. Usually, every state will post their laws on...

Bankruptcy fraud is investigated by the US Trustee who can take civil action against a debtor and can refer it to the prosecutors at the US...