Apparently I need a lawyer to talk to a collections person over medical bills...

When a collection company says you "need a lawyer to contact them," they are saying they don't have the guts to contact your lawyer...

How long will it take for credit to bounce back if I start paying off my creditors now, my credit score is low?

Because your student loans cannot be discharged in bankruptcy, and your other debt seems relatively small, I don't see bankruptcy helping you with...

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Being sued by debt collector for written contract in Kentucky

You have your defense - they have refused to comply with discovery & document their claim. It is up to the judge to decide whether this is a good...

Bank account garnished because HOA fees past due on a foreclosured home

In order to garnish your wages, your HOA would have had to obtain a court judgment. Once someone gets a court judgment, it is usually too late to...

A guy owes me money and I took him to small claims court. Now I need to collect the money. how do I do that?

You have pointed out a common problem in the small claims court system. Just when you think that all your efforts have resulted in justice, you...

In my state, a garnishment is only good for 6 weeks. Then you have to take your court order back to the judge and get a new garnishment, good for...

Credit card debt in which in early 2005 court awarded judgement to the Plainiff. I recently received a Writ of Revival.

In most states, a judgment is no longer subject to the ordinary rules of the statute of limitations. There are usually special rules stating how...

I have a credit card account that is in collections and the collection company has the wrong account number. Am I legally

Account numbers can be changed at any time, so I can't see a judge accepting this as a valid defense. If the creditor can prove you made the...

Is it possible to garnish mypaycheck for HOA fee due after bankruptcy?

Any HOA fees that occurred after you filed bankruptcy but before your property was lot through foreclosure could technically be collected by this...

Chapter 7 bankruptcy question

The property taxes you owed at the time you filed Bankruptcy were discharged. Technically, you might still be responsible for any property taxes...