Archived
What are a debtors rights to his personal belongings that were inside his car when it was repossessed in the state of SC?
Dorothy's answer
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Answered on January 02, 2011
You absolutely have the right to retrieve your personal property inside the vehicle. Believe me, the lender doesn't want to keep it.
Call the...
Archived
We filed chapter 7 over a year ago and received a discharged notice but the case is still not closed.
Dorothy's answer
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Answered on January 01, 2011
It is up to the Trustee to complete the paperwork on the case. If there was any money that needed to be distributed to your creditors, any assets...
Archived
Reference claiming money awarded in a law suit
Dorothy's answer
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Answered on January 01, 2011
It might be more economical to hire an investigator to skip trace your debtor. Investigators work on an hourly rate & collectors take a large...
Archived
Is the spouse of a deceased credit card holder responsible for his debt if spouse was not on card in NYS.
Dorothy's answer
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Answered on January 01, 2011
If there needs to be a probate, the credit card debt will normally be paid through the probate process.
In order for the credit card company to...
Archived
I sold a truck to step grandson in good faith and he is refusing to pay for it what do I do
Dorothy's answer
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Answered on January 01, 2011
If you kept the title to the car, you would have the right to repossess it. If you had your step grandson sign a note promising to pay, you could...
Can a creditor take my car in Oregon for unpaid credit card debt?
Dorothy's answer
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Answered on January 01, 2011
Creditors typically go after your bank account & wages to collect a judgment & leave your car alone. The reason is that most states have laws the...
Archived
I have been making payments on an hequity line of credit that had been included in our bankruptcy in 2005. I did not find out
Dorothy's answer
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Answered on January 01, 2011
A home equity line of credit, or HELOC, is the same thing as a second mortgage. It must be paid off in order to sell your property. If the price...
Archived
I'm am newly married and brought a significant amount of debt in to my marriage. If I declare bankruptcy will my wifes credit
Dorothy's answer
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Answered on January 01, 2011
Your bankruptcy shouldn't affect your spouse's credit, but the credit bureaus are notoriously unreliable! After your bankruptcy, I would urge your...
Archived
Who pays the property taxes and condo fees following Chapter 7 bankruptcy?
Dorothy's answer
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Answered on January 01, 2011
Once your bankruptcy is filed, you are responsible for any debts you run up afterwards. As long as your name is on the title to the condominium,...
How do i answer a motion of consent judgement in st. louis, MO. can u help me?
Dorothy's answer
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Answered on January 01, 2011
How you respond depends on what you wish to do. If you agree to the consent judgment, you sign it & return to the attorney. If you wish to make...
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