Cash outs and bankruptcy? I cashed out my indiv life insurance 6 months ago to help cover expenses (mortgage,car payments etc)

You are not describing any action that is unusual or suspicious. What are you afraid to be audited for? You have to pay living expenses or you...

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How long do I have before the statute of limitations runs out on a credit card debt before they do a garnishment?

The statute of limitations is a defense to a debt that you can asset in court. Once the court issues a judgment, you no longer have the right to...

What happens after I file an objection to a claim in Chapter 13 case?

It sounds like you need to re-thing this through. If, at the time you submitted the Plan, you did not include this particular Wells Fargo credit...

Does my husband have to file for bankruptcy as well?

Although there are benefits to filing bankruptcy with your spouse, many people chose to file by themselves, and it is your right to do this,...

My current employer is filing for bankruptcy.

Unemployment laws typically require you to accept any employment that is offered to you or you lost benefits. The fact that the company filed...

Money loaned to friend

Most debts are subject to the statute of limitations, but this is a defense to a court action, and does not prevent collection. Each state's...

Freddie

I agree with Alan that you should hire a defense attorney right away to supplement your answer before it is too late. The law requires that you...

Is future and unpaid payments in property settlement or Alimony treated the same in bankruptcy?

Past due alimony is exempt under Nevada exemptions, so if you file bankruptcy, you will still have the right to collect the money owed to you. As...

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I have notarized promissory notes that I have not been able to collect on. Is there collections agencies that collect for pymt.

There several attorneys in Reno that are very good collectors & if you call me, I will give your their names & phone numbers. Collection agencies...

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I've become aware of the rare case where student loans are discharged

Are you saying you are physically or mentally unable to perform any other kind of work, or that the work you are currently performing would never...