I recieved a letter from a debt collection agency stating that they had started a lawsuit against me. What should I do?

In most areas of the country, you respond to a complaint by filing a document called an “answer.” The Court may use official forms, and if they...

Can a company sue me for a $378 debt? Would it even be worth their time?

Banks and collectors have a staff of attorneys that file hundreds of small claims cases each week. No reason I know of why they wouldn't sue you...

Closed out credit cards long time ago. Paid what ever I could at the time..Lack of work falling behind on my mortgage.

I think what you really want to know is how many creditors can garnish your pay check at one time. The answer is only one, and once that...

Can a collection agency make you pay only their arrangement and nothing else?

The other choice is for them to sue you. If they obtain a judgment, the balance will include their attorney fees and court costs. They may then...

In most states, there is a very short deadline to file a lien. If you don't file the lien according to the requirements of state law, the debtor...

How do I reply to a summons? Who do I contact?

In most areas of the country, you respond to a complaint (and a summons) by filing a document called an “answer.” The Court may use official...

Can i levy against a persons's civil money judgment?

You might be able to file a lien against a civil money judgment by recording the lien with the county recorder as well as with the clerk of the...

Are bankruptcy audits more common in Ch7 or Ch13? Other than the random audits, what prompts them?

My experience is that every Chapter 13 is like an audit, but with the panel trustee, rather than the US Trustee, conducting the...

Filing Chapter 13, want to keep my business and lawyer says all I need is letter from CPA stating value of business-is this all?

I also wonder why you don't trust your attorney...

My house is in foreclosure and I'm being sued by the bank for a car repossession. Need help.

So as I understand your question, the car has already been repoed and you are being sued for money, correct? The sooner you file bankruptcy, the...