Do i have to pay my lawyer to send a demand letter

The retainer agreement you have with your attorney should tell you what your attorney will do for you and the amount of money (s)he charges for the...

If I have a debt from 04 that is still unpaid, when that 'rolls off' my credit report what impact does that have on my credit?

Your credit report is not a legal document and it is not a reflection of whether a debt is legally collectable. Information may stay on your...

If trying to discharge taxes in chapter 7 do I need to file a special motion or just list them? If so, how? I think they qualify

It doesn't matter which schedule you list your tax debt on, because the tax debt is what it is. If you want to know whether the tax debt is...

Student loan and attorney bankruptcy

I have represented many attorneys who needed the relief of bankruptcy. Up until about 8 years ago, we were able to discharge student loans, if the...

If I file for bankruptcy individually, what can they do to my primary home of residence if there is $200K in equity.

If the equity in your house exceeds the amount you may claim in your homestead, you have to pay your creditors the difference if you file a Chapter...

Can a deficiency judgment be collected from 401k without bankruptcy in georgia ?

Your 401K is protected by federal law from being attached by any creditor except the IRS. However, in some situations, creditors try to attach...

In most states, a homestead protects your home, including a mobile home, from a creditor that has a court judgment, being able to force a sale of...

If a person is listed incorrectly as one of the defendents on a summons what can be done about this?

Although you may believe that the person is listed incorrectly, unless that person responds to the lawsuit, a judgment will be entered against them...

There is a lean that has just been put on my wifes checking account from a creditor. How long can they keep it?

Although this questions should be easy to answer, it is fairly complicated. The first thing I would want to ask is what is the source of money...

You guys have helped me a lot. Thank you. I was wondering also if legally a collection's agency can require that I pay my...

In most states, a medical provider can hold either parent responsible for paying a minor child's medical expenses & other necessities. As a...