Bankruptcy may always be an option. Whether you are eligible for a Chapter 7 or a Chapter 13 will depend on two different calculations. On the...

Should i pay any of my creditors or just file chapter 13

If you file a Chapter 13, you will only have to pay what the law finds you can afford on your credit cards & other debts. After 3 - 5 years, even...

What is the statute of limitations for collecting for internet services in ohio?

IRS collection is not controlled by state law, it is subject to its own rules. The rules to collect on IRS in bankruptcy are different than the...

Your social security number isn't something that would have anything filed against it. Sounds like a creditor on a fishing expedition from you. ...

In reference to the Dischargeability of Debt that was made over 90 days to filing for Bankruptcy

This is confusing, because it is the creditor that is claiming that the debt is fraudulent. The debtor is probably you. The creditor can make...

DO I have to pay another filing fee?

I am not convinced that you need to file anything with the Court. Wells Fargo has posted an email address with the court to receive notice...

If a spouse owes a medical bill can the other spouse have a collection show up on his credit without knowledge of the debt?

The problem is the marriage vows. When you got married, the agreement was "for richer, for poorer, in sickness & in health." In most states, that...

What do i do or who do i pay rent to if my landlord filed chapt.7 recently

Your question isn't clear - you say "trustee said she had surrendered the property" - she who? She the Bankruptcy Trustee, she the landlord, or...

In most states, case management conferences are discussions about time and deadlines. So the Court might wish to schedule a time for a trial,...

How can i stop a false debt collection

Instead of providing them with information, request that they provide you with information namely, show that your account was turned over to them! ...