You can sell your car to obtain money to pay your attorney's fees & court costs. But you cannot give additional money to the attorney to hold to...

Our home has been foreclosed w/ non judicial process in WA state our 2nd mortgage lender filed a lawsuit can they collect?

When a first mortgage forecloses on property, the second mortgage company loses it's claim to the property. But you still signed a note saying...

What would it cost a small HOA in Palm beach county to file a foreclosure lien?

The recorder's office in your county will be able to provide you with a list of their fees to record a lien. The forms you will need to record...

I have previously filed a chapter 7 bankruptcy on March 29th of 2004 and have found myself in serious credit card debt once

If the creditors are causing you grief right now & you need bankruptcy court protection, you may be able to get the help you need in Chapter 13,...

My husband died and I was a signer on his credit card. What am I responsible for? Will not paying impact my credit?

if the creditor sent you a letter saying that you are not required to pay the debt, then there won't be any ramifications for you not paying. Be...

If I decide to file Chapter 7 bankruptcy can I sell my car before that time and use that money towards another debt.

This might be considered to be a preferential transfer and I would not recommend doing what you are proposing. You may wish to view my video...

I filed for Chapter 7 in Florida. Trustee has set a hearing date. Why? What does this mean? What can I expect?

The notice of the hearing the Trustee is holding should specify the reason for the hearing. I am not able to speculate what this hearing is for &...

Bankruptcy and your car

It's my position that the credit union needs to initiate the contact to arrange for the return of the vehicle. Your obligation is to not drive the...

Can a lender come after you for a deficiency judgement on a short sale if the house was previously discharged in chap 7 BK?

Real estate is not reaffirmed in bankruptcy. Reaffirmation only applies to personal property, such as cars, boats, television sets! Your...

How do we find the auction date are forclosed home was sold,don't we get any type of letter from lender.

The foreclosure process is controlled by state laws & the lenders have no choice but to follow these laws when foreclosing on you. You may wish...