Will filing chapter 7 throw me out of my HAMP mortgage trial modification? hurt my chances of permanent mod?

In my experience with HAMP, if you file bankruptcy while you are in the trial period, they will rescind the modification offer. If you wait to...

How to retain auto after 341 meeting

I am assuming that you are referring to signing an agreement to reaffirm the debt on your vehicle, and are not talking about purchasing the equity...

If I live in Texas, but work in another state and a creditor tries to file a judgement on me for a credit card debt?

I suspect the creditor could try to go after you where ever they believe they are most likely to collect from you. Technically, a creditor is...

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What is likelihood that collector/lawyer representing will get original receipt in collection case when ordered by judge?

I would be happy to try to answer your legal question, but I am not able to predict what evidence a creditor will be able to produce at trial. My...

Is this an example of the fair debt protection act?

In America, we have the right to free speech. The collector has the right to declare that the amount of the debt may go up the longer you wait to...

Question on a call from a debt collector, can they put a block on all my personal information?

Hello! Debt collectors lie! This is a stupid lie, since if you wanted to unblock your credit report, you could do it. How do you block a drivers...

I live in Texas and filed chapter 7 two years ago. I didn't reaffirm my mortgage. If I let it go now will it hit my credit?

While I appreciate the fact that you are worried about your credit, there is only one way to deal with this, and that is by obtaining a copy of...

One of the reasons credit unions will lend money out to someone who might not have great credit is because they are allowed to grab any &...

I owe a Swedish goverment agency money for student loans.

The US Courts are open to everyone, including foreign lenders and foreign governments. So absolutely, you can be sued on a student loan you...

Filing ch 7 before upcoming tax refunds?

You should inform your attorney of any changes to your property as well as any changes to your income or debts. I am not very familiar with the...