Archived
I have several medical collection items on my credit. These debt collectors have bought the debt, but it is not owed.
Dorothy's answer
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Answered on January 20, 2011
Since the creditors are not taking you to Court to try to collect these debts, you will want to continue with the dispute process to remove these...
Archived
First mortgage modified under HAMP.What to do about HELOC?
Dorothy's answer
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Answered on January 20, 2011
You may be eligible for the lienstripping program available through a Chapter 13. To watch a news program on this topic, click the link...
Archived
Filed Chapter 7, but wages are still being garnished why?
Dorothy's answer
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Answered on January 20, 2011
Your attorney needs to make sure that the court that issued the judgment, the creditor that obtained the judgment & your employer are all aware of...
Archived
Judgement. I have a judgement against me, again for an adjusted account.
Dorothy's answer
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Answered on January 20, 2011
If the debt was relatively small, it is not likely that the creditor will track you out of state to register the judgment to collect in your new...
Archived
Can filing bankruptcy get rid of a judgement?
Dorothy's answer
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Answered on January 20, 2011
Unless the judgment was to compensate someone for a criminal action, such as drunk driving or restitution, judgments can be eliminated in a...
Archived
Can I still file for Chapter 7 if I recently inherited money?
Dorothy's answer
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Answered on January 20, 2011
It will depend on if the Trust is considered to be a "spendthrift" trust. This means that the trust contains "magic words" which will protect it...
What if I thought my car was repo'd and it was stolen, do I owe?
Dorothy's answer
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Answered on January 20, 2011
Usually, a theft of a vehicle will be covered by your insurance company for up to the market value. But market value is often less than the...
Archived
Where can I file for Bankruptcy
Dorothy's answer
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Answered on January 20, 2011
Bankruptcy law requires you to file where you live and have your residence. You must live within the state for at least 91 days to be able to file...
Archived
In California, if you enter into a stipulated judgment, but didn't do it in front of a judge, can you get it reversed?
Dorothy's answer
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Answered on January 20, 2011
Whether you would be able to revoke a stipulated judgment would be up to the Judge. Just because you didn't sign the paperwork in front of the...
Archived
Has the statue of limitations expired on my husband's credit card debt?
Dorothy's answer
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Answered on January 19, 2011
Once he is sued, the statute of limitations stops being an issue. The statute of limitations is only a defense to a lawsuit. Since having...
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