Credit scores are based on your ability and willingness to repay debt. If you can't repay your debts, chasing any credit repair scheme is a waste...

The notice you received doesn't guarantee you will receive a bankruptcy discharge, but it removes one impediment to being discharged. So hang tight...

It sure would have helped to answer your question if you had specified the type of insurance benefits you received and how you are planning to...

While you have your answer regarding Bankruptcy, another issue you face involves WHEN you obtain this judgment. Unfortunately, even judgments have...

Your monetary damages would have to be substantial to make it worthwhile to sue in these circumstances. And you would have to show you couldn't...

In most states, when you (or someone else) finances personal property, the lender has the right to repossess it if payments aren't made....

Your choices are: 1. Talk to a bankruptcy lawyer, no obligation, 2. Respond to the lawsuit, either by hiring an attorney or representing...

Tell it to the judge. I can't say whether a judge will or will not believe you. I would be wealthy if every person who told me "I wasn't served"...

If there is a court order about child support arrearages, "they" can take any other nonexempt assets you own to collect on this judgment. As a...

While someone "can" do this, doing so is a criminal offense. Very easy for law enforcement to catch you and prosecute you. Never trade debt for a...