The bankruptcy court doesn't lie, but creditors and debt collectors often lie. However, it is more likely that the original creditor never noticed...

Ho boy, have you been misinformed! Proceeding without actually hiring a lawyer to resolve this problem could be the most expensive mistake of your...

Without seeing the document, it is impossible to say whether it is legitimate. A wage garnishment order will always be either through the court or...

You likely guaranteed your business credit card. However, major banks usually do not grant small business credit. So whether to report this debt on...

State governments regulate lenders such as Wilshire. In my state, the agency that regulates lenders is called the "financial services division."...

None of the explanations you listed are legal defenses to not paying a debt. Further, a debt "going to collections" is not a punishment. Enrolling...

The rules of civil procedure determine who and where someone can be served. These rules vary from state to state. What you describe often happens...

When you say you "didn't include" the student loans in your bankruptcy, I hope that doesn't mean you left them off your bankruptcy altogether....

There are several problems when someone posts a question on behalf of someone else. First, you don't know the facts and can't verify if what you...

If an insurance company, the government, or some other entity is "supposed to pay" a medical bill, that alone does NOT mean paying it is not your...