The Chapter 13 bankruptcy doesn't affect your legal rights. I hope your spouse took a deduction for a "marital adjustment" to reflect income that...

There is a lot of misinformation about the law, so if you rely on what "some people" say to make legal decisions, you might shoot yourself in the...

While you can always ask that a creditor waive interest or accept any other accommodation you wish to propose, the creditor isn't obligated to...

Plenty of people threaten to file bankruptcy. However, few follow through with it because 1) filing bankruptcy isn't cheap, 2) qualifying for...

Debt consolidation companies are virtually unregulated in every state. Unless a licensed attorney runs the show, they are far from professionals...

I expect you believe that the volunteer attorneys on Avvo are mindreaders. But unless you tell us what the recent court paperwork says, we don't...

For someone with only one credit card, bankruptcy may not be the right choice. Bankruptcy is an option for those who have overwhelming debt. Think...

What you see is information on your "Consumer Credit Report." Most creditors don't read this consumer report, although mortgage companies and...

If you wish to consult with an attorney, I recommend using the "find a lawyer" search tool at the top of this page to get some names. However, when...

Just filing for bankruptcy won't solve this problem. Bankruptcy can only delay a foreclosure. To stop a foreclosure, you will need to find a way to...