Can I not pay anything to the credit cards and the chapter 13 reorganizational plan? I don't have anything left
Dorothy's answer
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Answered on April 11, 2023
Bankruptcy is all about arithmetic. If Chapter 13 doesn't provide you with a sufficient benefit to cut your living expenses to the bone, you might...
Currently hired have an attorney to help with a chapter 13 bankruptcy filing.
Dorothy's answer
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Answered on April 11, 2023
In Chapter 13, very few clients pay their attorneys in full for their services. Instead, most of the legal fee is paid through the Plan, so what...
Chapter 7 Bankruptcy: Do I have to list my Federal student loans?
Dorothy's answer
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Answered on April 11, 2023
I am confused. You have indicated that you understand student loans must be reported in your bankruptcy schedules. What distinction are you making...
Is this a scam ? I keep getting these emails every so often.Theres never any number to call or any address for me to follow up.
Dorothy's answer
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Answered on April 11, 2023
I would recommend looking at the website of the local courts, but it sure sounds like "fake information." You might also take a look at your credit...
What is the statue of limitations on a defaulted lease agreement?
Dorothy's answer
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Answered on April 10, 2023
If your wages have been garnished and your bank account was attached for this debt, the statute of limitations doesn't apply. The SOL only applies...
Chapter 13
Dorothy's answer
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Answered on April 10, 2023
When debts are "charged off," it means nothing other than indicating on your credit report that your payment is past due. If your Chapter 13 isn't...
Countable income? Bankruptcy?
Dorothy's answer
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Answered on April 10, 2023
By filing pro se, you are walking through a landmine you cannot escape. In your circumstances, I wouldn't advise you to file for bankruptcy at this...
If you received a bill from collection agency?
Dorothy's answer
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Answered on April 09, 2023
I only advise clients to talk to debt collectors to ask for more information about the debt, such as when it was last paid and the original...
How can I sue Westlake financial for improper credit reporting?
Dorothy's answer
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Answered on April 08, 2023
To sue a creditor over incorrect credit reporting, you must follow specific procedures and be correct about your claim that your vehicle wasn't...
How do I know if filing bankruptcy is the best option for me?
Dorothy's answer
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Answered on April 08, 2023
I have published over 80 legal guides on various bankruptcy-related topics that you can view for free on this site. Just click on my profile....
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