My husband died and I am considering filing bankruptcy. We owned a home together and both on title, can i double
Dorothy's answer
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Answered on September 08, 2023
This may sound a little blunt, but a dead person no longer has any right to claim an exemption on a jointly-owned home. Upon death, the interest in...
If I file a bankruptcy before a ucc lien is attached to anything, can they still pursue the lien?
Dorothy's answer
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Answered on September 08, 2023
Sometimes "just figuring" and acting upon your "great idea" can get you into hot water that you never anticipated. Hire an experienced bankruptcy...
I was sued by a creditor. The debt has since expired and there is still no court date. Is the debt expiration a valid defense?
Dorothy's answer
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Answered on September 07, 2023
Once a lawsuit is filed, any defense under the statute of limitations is gone. Court cases can remain pending for a long time. I am defending...
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Can I file for bankruptcy or anything else?
Dorothy's answer
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Answered on September 07, 2023
It may not be necessary for you to file bankruptcy for a debt that is 15 years old. If the statute of limitations to collect this debt has expired,...
Can I sue a primary borrower as a cosigner on a private student loan if the primary borrower purposefully defaulted on the loan?
Dorothy's answer
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Answered on September 07, 2023
When someone cosigns a loan, there is no such thing as a "primary" or a "secondary" borrower. Both parties are equally liable for the debt. You...
Credit card under chapter 13 bankruptcy?
Dorothy's answer
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Answered on September 07, 2023
Read your PLAN and confirmation order. It will specify whether you are allowed to incur new debt, and if so, what amount you can use without Court...
Chapter 7 bankruptcy - Procedure Objection
Dorothy's answer
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Answered on September 07, 2023
I have spoken with many people who protest that they haven't been served but thought that being served meant that a uniformed officer would knock...
Do I need to list a plaintiff on my creditor's list in bankruptcy?
Dorothy's answer
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Answered on September 07, 2023
Well, yes, you are asked for a list of everyone who claims you owe them, so even if you don't believe the lawsuit is valid, you must still list...
My ex owes me money he acknowledged and refuses to pay. What can I do?
Dorothy's answer
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Answered on September 06, 2023
Since the BF won't voluntarily pay you, you can sue him in Utah to collect this debt and find the resources to pay a lawyer to represent you or see...
Can a debt company take back a settlement after i make a payment?
Dorothy's answer
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Answered on September 06, 2023
It depends. What do you have in writing? Courts rely on papers, not verbal promises, which they can't substantiate. It often takes several weeks to...
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