A judge can remove a lien on real estate if and only if there is a legal reason to do so. A sad story isn't sufficient. Bankruptcy might be one way...

Let's throw your lawyer under the bus for "forcing you to comply with the law" and not letting you commit bankruptcy fraud. Boo hoo for...

"We can't unless you reaffirm" is the lender code for "we don't want you as a customer." It is not the law. Lenders are entitled to refuse anyone...

No one "declares bankruptcy" anymore. That term became obsolete in 1979. Unfortunately, there isn't a one-size-fits-all answer to your...

Although you can always ask, granting a request is always at the discretion of the Court. Hope this perspective helps!

If you are doing a great job managing your finances, keep doing what you are doing because it is likely that you will keep getting what you are...

A Chapter 13 case doesn't have a "one size fits all" payment. Your income, the amount, and the type of debt are only part of the issues determining...

The SOL only applies to debt where a creditor has not sued. Once a creditor sues, the SOL no longer applies. However, worrying about a debt is...

The answer to this question depends on exactly HOW the title is held. In some instances, the property is co-owned, and each party owns a specific...

In any bankruptcy, you must INCLUDE every claim you owe money, whether it is your Mom or your Employer, whether it is the IRS or your brokerage...