I went to a credit card company in 2018 to help me settle my cards but found out that they were a scam after paying them.
Dorothy's answer
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Answered on August 07, 2025
Lawyers have been screaming about the injustice of non lawyers operating "debt settlement companies" that rip people off just as you describe. But...
Should I file for Bankruptcy before I open my Trust to start/run a Business ?
Dorothy's answer
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Answered on August 07, 2025
Check state exemption laws. Since a trust is an asset, will it be protected by the exemption laws? In my state, if someone creates a trust for...
Is my daughter responsible to pay back loans when the checks were not written to her but to the parent?
Dorothy's answer
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Answered on August 07, 2025
Read the loan agreement. It will say who is responsible for paying a debt, and that is likely to be the person who signed the agreement. How the...
How can I argue that I am not responsible for an auto loan balance that should be covered by an auto manufacturers recall ?
Dorothy's answer
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Answered on August 07, 2025
Unless you have extensive litigation experience, hire a lawyer that specializes in "lemon laws." The fees are often on a contingency basis and may...
What should I do with the lender of one of my cars?
Dorothy's answer
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Answered on August 07, 2025
You could return the vehicle to the lender. Then disposing of the vehicle becomes their problem, not yours. But you still have problem with the...
Will a judgment for debt impact my LPC license?
Dorothy's answer
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Answered on August 07, 2025
While the agency that licenses your profession might ask you about your debts, having debts is not a crime nor an indication of any moral failure....
Will both Bankruptcy be on my credit report? Ch-13 and 7 can you buy car?
Dorothy's answer
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Answered on August 07, 2025
If someone files for bankruptcy, it's a pretty sure bet that this information will be on their credit report. However, when a bankruptcy case is...
If I couldn’t afford my car payments and the lender canceled the loan and got paid off by their insurance and Didn’t repossess ?
Dorothy's answer
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Answered on August 07, 2025
Unless you received the title to the vehicle, the lender still has its lien on the vehicle. You may register and continue to drive the car despite...
Do I need to pay if it was repo 3 years later
I traded in my 2006 car for $2000.00?
My credit score is red flagged
Dorothy's answer
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Answered on August 07, 2025
I can't tell if you want to know whether a creditor can collect after repossessing a vehicle (they can, it is called a deficiency) or if you...
How would I obtain the name of my roofer's liability insurance company after the roofer completed a Chapter 7 bankruptcy?
Dorothy's answer
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Answered on August 07, 2025
You certainly could ask the contractor's attorney for this information. Where I live, the government agency that regulates contractors also has...
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