I settle debts of this type in my state because I am acquainted with the government employees and the criteria they must consider to accept my...

To qualify to file Chapter 7, you must either be able to avoid or pass a Means Test, which is a complex analysis of your income during the past 6...

The volunteer attorneys can't agree to help you in the future because this site isn't intended to find a lawyer to hire. We agree to answer legal...

Assuming you are right, there is a state exemption law that prohibits a judgment creditor from taking this money. This is a significant assumption,...

Many courts have templates of the paperwork you must use to respond to a lawsuit. However, if you file a bankruptcy right away, you may not need to...

A debt that has been "charged off" isn't a debt you don't owe anymore. The phrase "charge off" only means that the debt is delinquent, not that the...

There has been a bank error, but you assume that the Attorney is lying, even though you still possess your funds. It does sound like someone made a...

I am confused. If you need a property inspection for your insurance company, why don't you contact your insurance company to find out who they...

Reaffirming a mortgage isn't a solution to your problem. Three parties must agree to a reaffirmation: you, the creditor, and the court. Creditors...

The phrase is "the devil is in the details." Divorce and family court judges often believe that their orders are like decrees from on high. In...