Once a loan is funded, the lender no longer looks at your credit or debts. While I appreciate that you may be eager to apply for new credit and...

You didn't mention the contract you signed with the ambulance company or whether you paid $50 a month based on an agreement with the ambulance...

The courts are open to everyone, and anyone can sue. Whether you can obtain a judgment will depend on facts you haven't set out. But far more...

I hate to be a Debbie Downer, but you misstate the facts and the law when describing what happened. It sounds as if you exaggerated to get the...

In addition to the information provided by my esteemed colleague Mr Adkins, in some states, there is a procedure for obtaining a title to what is...

Most states have exemption laws that protect some equity in a residence. You can go to your state government's website to look up this law. The...

This is a sad story. Are you willing to file a criminal complaint as an identity theft victim? Because you can't get blood out of a stone. Hope...

Sure, you CAN apply for credit cards while your Chapter 7 bankruptcy is open. But this is probably a bad idea. For example, credit cards are not...

To sue over inaccurate credit reporting, a consumer must first jump through some specific hoops. Following proscribed procedures is crucial, and if...

The standard way to keep a car financed with a credit union is to pay and pay and pay. Because of a requirement governing credit unions called...