When the identity theft charged-off account is written off the cc co.'s taxes, is the credit card contract valid?
Dorothy's answer
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Answered on December 21, 2023
It sounds like you are making some incorrect assumptions about the law. A debt that is "charged off" only means a debt is delinquent. It doesn't...
Semi lied on car loan?
Dorothy's answer
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Answered on December 20, 2023
The missing part of your question is why, at this time, you are concerned. Are you making your vehicle payment on time? Then your little fib is...
I received a motion to dismiss due to non payment from the trustee. Can I sue my attorney for not catching the non payment?
Dorothy's answer
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Answered on December 20, 2023
Making plan payments is YOUR responsibility, not your attorney's. You, not your attorney, received your pay stubs. If you had reviewed these pay...
Joint Bank accounts with minor children now adults during bankruptcy.
Dorothy's answer
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Answered on December 20, 2023
I frequently see this issue. The Trustee may want to review the recent bank records. Unless large deposits were going into the account that you...
Is this bankruptcy fraud? Am i in trouble? What can they do?
Dorothy's answer
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Answered on December 20, 2023
I do not see bankruptcy fraud based on your description unless you didn't disclose the $10,000 as income in your bankruptcy paperwork. I would need...
Is ex-stepmother and guarantor responsible for my son's medical bill?
Dorothy's answer
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Answered on December 19, 2023
Unless your ex is unreasonable, contacting her to obtain information and to pay a debt she guaranteed should be seen as a courtesy. It's all about...
How to deal with a debt colection agency in Michigan over a medical charge that should have been paid by BCBS
?
Dorothy's answer
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Answered on December 19, 2023
Many attorneys negotiate with hospitals over unpaid bills but often do not deal with your insurance company about reimbursement. Hospitals and...
What does modify (abate) plan payments mean?
Dorothy's answer
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Answered on December 19, 2023
Modifying a Chapter 13 Plan to abate payments means the Plan PAYMENTS could be delayed. To satisfy the Plan, all claims must be paid according to...
In Dec 2012 I recieved a chp 7 discharge and I did not reaffirm my mortgage I'm gonna do 7 again will my mortgage be involved?
Dorothy's answer
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Answered on December 19, 2023
Even though you discharged your mortgage in your previous bankruptcy, of course, your mortgage will "be involved" in any subsequent bankruptcy. The...
Being sued by Cap 1 thru Scott & associates - Can I negotiate a settlement with them and how willing will they be to settle?
Dorothy's answer
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Answered on December 18, 2023
In my debt settlement practice, once you act as if you have the ability to represent yourself, I'm not interested in accepting the case if things...
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