Your bankruptcy will only remove YOUR obligation to pay a lease. Your GF's obligation will be unaffected by your bankruptcy. YOUR bankruptcy should...

I don't know what a tolling agreement is. If you had a credit card you didn't pay, a licensed collection agency may legitimately contact you and...

In most cities, towing companies must be licensed, and their fees are regulated. You can contact the regulators to determine if this company's fees...

Most companies never contact borrowers after a Chapter 7 bankruptcy because they fear doing so will violate the discharge injunction. A mortgage...

Avoiding being served is a foolish way to resolve a legal problem. Most states allow "substituted service, " which involves publishing a notice of...

Here is how most "debt relief" agencies work. You sign up with them and pay make them instead of to your creditor. They tell your creditors to send...

Getting a judgment isn't the same as collecting money. Debt collection is a high-risk business. Hiring a debt-collection attorney is difficult...

I often put people with restitution obligations into a payment plan through a Chapter 13 bankruptcy. Chapter 13 can allow someone like you to make...

Mediation Services aren't debt collectors. In my state, debt collectors must be licensed by the State Division of Financial Institutions. Check...

Before issuing you a check, the insurance company/defendant will check the court records to see whether you are or have been involved in...