Who is "they," and what is the "large escrow amount" for? Details matter. For example, if you had insurance, taxes, or maintenance costs on your...

Bankruptcy doesn't dismiss civil court cases. It only discharges the obligation to pay the debt. An eviction is a public record, and public records...

I wouldn't call it an "abuse of discretion," but it may violate the bankruptcy discharge order. Especially if the family court judge is dumb enough...

Unless your spouse's name was included on the debt, creditors have no idea who he is or, more importantly, what his social security number is. And...

Unless your Plan provides for a 100% distribution to your creditors, expect the Trustee to demand an increase in payments. It's best to meet with...

Whether a creditor reports payments to the credit bureaus is voluntary. Creditors, even mortgage companies, don't HAVE to do this. The debt is not...

One of the more difficult things to learn when filing a bankruptcy is distinguishing between a want and a need, between something reasonable and...

It's generally a poor idea to post legal questions on behalf of someone else because 1) you may not know all the facts and 2) passing along...

As long as the equity in your mobile home is within state exemption amounts, the bankruptcy court will allow you to keep your home if you file a...

Too much disposible income is a problem in a chapter 7 bankruptcy if you could use this money to pay 25% of your unsecured debt off over 60 months....