Although it is possible to negotiate with a creditor to settle a debt, creditors have no obligation to do this. Knowing or not knowing about the...

Debts have been bought and sold since the time of the ancient Romans. Just as you can sell a dying horse with no value, you can sell a debt with...

When someone files a lawsuit to collect a debt, the Statute of Limitations no longer applies. Instead, the judgment is subject to a lifespan set by...

If you are a creditor in a Chapter 13 case, you won't get paid unless you file a Proof of Claim. This form is available for you to download from...

While you have an absolute right to hire another attorney mid-bankruptcy, you can't expect the new attorney to take on your case without...

Bankruptcy can eliminate most court judgments, even those connected with uninsured motor vehicle accidents. However, if the person who caused the...

Humm, I am not impressed with your hyperbole about Chapter 13 having "ruined" your credit. In most situations, while it takes time, Chapter 13 can...

You need to do better than casually mention to your Chapter 13 Trustee that you "might" sue your former employer. The right to sue someone is an...

I am confused. If you say that you took out a loan after filing for bankruptcy, do you expect to get a lifetime discharge on debts you make in the...

Where I live, anyone who collects a debt for someone else must have a valid license from the state. Call your state government and ask if there is...