That's a good article. Obviously you don't want to engage in fraudulent activity, so no.

I am married and am the owner of a term life insurance policy on my terminally ill spouse. I will be filing personal chapter 7

Generally, if you inherit life insurance within 180 days of filing for bankruptcy, that inheritance will be folded into the bankruptcy estate, and...

Who has to sign lien release.

That depends on who has the lien. Generally, Washington law says that upon payment and acceptance of the amount due, the owner has the right to an...

You could get a bankruptcy and then have any garnishments/levies returned to you that were taken from you within the past 90 days.

Lien waiver in construction.

Attached is state law and a flyer from Washington state labor department. Best of luck!

My apt complex has reported me to a collection agency before contacting me. How can I get that removed from my credit report?

Use the "Find a Lawyer" tab above and seek out an attorney who takes on fair credit reporting issues.

Can my separate bank account be levied or my wages garnished for wife's repossession she had before our marriage?

Spouses are also considered to share debts in a community property state. Depending on state law, creditors of spouses may be able to reach all or...

Can I legally go after some one that didnt pay for an item on Ebay ?

Read the Ebay online policy about disputing a debt. See: http://pages.ebay.com/services/buyandsell/disputeres.html Also make your dispute on...

They can garnish up to 25% of your disposable income. Best to work out a payment agreement.

A "Notice of Levy" has 2 different dates on how it was delivered to me and I never received either one & signature is different.

Notice is presumed to have occurred. You should probably keep your funds in cash and/or work out a payment plan. Best of luck!