Archived
Tried to take care of an old judgement that's originally $1084.00 it's 6 years old out of Utah for an old apartment.
Justin's answer
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Answered on August 16, 2015
Even if they have a judgment it might be hard for them to collect. You can make an offer since they usually tack on ridiculous fees. Good luck!
Archived
Can you get with the plaintiff directly to pay monies owed without having wages garnished?
Justin's answer
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Answered on August 16, 2015
You should have a forbearance agreement with them stating they will not take actions against you like garnishment, levies, or offsets.
Archived
What is the statue of limitations on a payday loan
Justin's answer
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Answered on August 16, 2015
This might help as well. See: http://www.creditinfocenter.com/rebuild/statutelimitations.shtml
Default judgement entered against me but was never served or notified of appearance date. Is there recourse?
Justin's answer
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Answered on August 16, 2015
Get an attorney in your area. Use the "Find a Lawyer" tab above.
Archived
Property Manager reporting my monthly rent as a debt to Credit Bureaus. It has affected Mortgage app apr and was denied credit
Justin's answer
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Answered on August 16, 2015
Once finished double check all three credit reports via www.annualcreditreport.com. You can dispute there as well.
Archived
I divorced my husband in 2012 and filed for bankruptcy shortly after. However, his bad credit is still affecting me.
Justin's answer
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Answered on August 16, 2015
Check out all three major credit reports through www.annualcreditreport.com and dispute this issue in each.
Archived
I want to file bankruptcy but my personal property is with the Orlando Police Department for 3.5 year investigationWhat do I do?
Justin's answer
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Answered on August 16, 2015
You can claim exemptions for that personal property so that it doesn't become property of the bankruptcy estate. Then you need to find out if the...
Archived
I filed for chapter 7 3 years ago . can i file for chapter 7 or 13 .
Justin's answer
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Answered on August 16, 2015
You wont qualify for a chapter 7 or 13. You can talk to your lender and see if they would be willing to work with you. You may have to consider...
How do I protect my inheritance from student loan defaulted debt
Justin's answer
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Answered on August 16, 2015
See if it's a private student loan and whether it's barred by SOL's. If it's a federal then you may have to deal with IBR programs. You can also...
Archived
What is the allowable time frame for filing a debtor's voluntary admittance to debt to the court?
Justin's answer
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Answered on August 16, 2015
You better make sure that the debt is truly yours. Find a bankruptcy attorney and/or an attorney that does FDCPA work and consumer protection.
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