Can I pay off a student loan or portion of one with my credit card? Can I then file that credit card in my Chapter 7 or 13?

This is a question to ask your attorney. If you are filing Pro Se, then you must be careful you don't make a preferential payment. You can pay...

If I file a chapter 7 almost 3 years ago. Can I file a chapter 13 to get my vehicle back from a repossession.

Yes, you can. But you'll have to hurry. Once the vehicle is repossessed, the lender only has to wait 14 days to sell the car at auction. Did you...

Your lender is not being truthful with you. It does not need a re-affirmed loan in order to refinance. They want to expose you to the liability...

I filed bankruptcy this year... Can the creditors now bill my daughter? 3 years after she went to doctor?

Chances are this is a debt buyer trying to collect from any name associated with the account. Have your daughter send a copy of your discharge...

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My house is in foreclose and we just received the motion with a court date. We know we are losing the house and thats ok.

Have you considered all your options when it comes to your home? There may be ways for you to stay. If you are resigned to surrendering your...

Can a bank get a deficiency judgement on vacant land in Wisconsin? How much can they garnish?

When you say going to foreclosure, do you mean a case will soon be filed to foreclose on the property.? If the foreclosure has been filed the...

Is non-performance status on a mortgage first step to foreclosure?

I suggest mailing all the payments with the proper account number on the checks to the 2nd mortgage company. If they return them you'll have no...

Bankruptcy that never was supposed to happen

There are many factors that comprise your credit score. The majority of bankruptcy filers actually see an increase in their credit score. So,...

The creditor cannot sue you again, but it can have a hearing on your ability to pay the debt by garnishment. So, depending on your current...

Was approved then denied modification after paying for 5 months. Do I have a case

When you say back in foreclosure, what do you mean? Has a foreclosure case been filed? If so, it will affect your time lines and the course of...