My ex filed for bankruptcy and was discharged of the mortgage. How do I remove her from the deed, she won't do it.

If she filed a chapter 7 bankruptcy, she had to declare her intentions as they relate to the real estate. Chances are she abandoned her interest...

Modification

Don't pay for a mortgage modification. Use a certified HUD housing counselor, it is a free service. NO ONE SHOULD PAY FOR A MORTGAGE MODIFICATION! ...

Yes, the mortgage company can foreclose on a home even if the owner is disabled. However, the foreclosure process in Wisconsin is long. There may...

If you are in a chapter 13 bankruptcy and you get more debt can you refile the chapter 13?

This is a complicated situation. I practice in Milwaukee and know every Chapter 13 hearing the trustee's office warns against getting new credit...

2nd Mortgage Debt

A bankruptcy filing will protect you from the 2nd mortgage debt and debt forgiveness as a taxable event.

I'm a little confused regarding the FMV of house at the time of foreclosure sale VS. the price the house is actually sold for?

Are you liable for a deficiency judgment?

After being summoned to small claims court for unpaid medical bills, will they immediately begin to garnish wages?

No, the judge does not set-up payment plans. Once the judgment is recorded the creditor will ask for financial information on which to collect a...

Debt on a 2nd mortgage

When you say foreclosed on, what does that mean? Are you still living in the house and the foreclosure is filed? Or are you now out of the house...

Wondering if debt collectors can garnish one of our cars to put toward debt?

A garnishment or judicial lien against personal property can't happen until a creditor actually sues you. If you are getting letters from the 2nd...

I have an accepted offer on my Condo the unit above me just went into foreclosure will this affect my sale?

No