Chapter 7 - bank will repo my car, do they have to follow state laws?

The first thing you need to remember is the debt will be discharged in your bankruptcy. That's the most comforting thing. Next, yes the creditor...

You can try to settle with a debt collector, but there are downsides: the creditor will want a lump sum to settle and can also issue you a 1099-C...

Foreclosure sale date in two weeks

You can file a Motion to Convert your case to a Chapter 13, but if the court thinks you are trying to game the system, it may be problematic for...

Credit card debt

Once you stop paying on your credit cards, the credit card company will start reporting your debt as 30 days late, then 60 days late, and so on, up...

What form or motion do i file ..I need help? Bankruptcy chap 13?

You definitely need to consult a Chapter 13 attorney in your area. This is a very difficult area to try and navigate on your own, an experience...

If the only income you have is Disability income, it cannot be garnished and you are essentially judgment-proof. Talk with an attorney in your...

Credit card before chapter 7 discharge?

No, the Trustee cannot dismiss your case for this. Any debt incurred after you file your case is not discharged. You may want to get a small...

Typically, the Trustee will hire Counsel when they think they can recover an asset. As the others have stated, talk to the attorney who filed your...

What does it mean All Property of the debtor in a notice of garnishment from the Oregon Department of Revenue

Depending on Oregon law, you can exempt an amount of equity in your vehicle . Based on a 2003 Dodge, you should be able to protect the entire...