Archived
Walk-Away from Debt?
Stephen's answer
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Answered on September 22, 2012
You can file and probably qualify for chapter 7 in which case all of youth unsecured debt will be discharged.
Archived
What is the lowest judgement amt. in Az. on a garnishment that a judge can reduce dwn to based on our proof of money going out?
Stephen's answer
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Answered on September 22, 2012
Its 15% of your disposable income with that term being defined by statute .
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Archived
I got subpoena for deposition from credit card dedt required to produce imcome tax returns, banks accounts do i have to complai
Stephen's answer
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Answered on September 22, 2012
Yes its a court order .
Archived
I'm the primary credit card holder but have my daughter also on the credit card, can I still file for bankruptcy on the CC?
Stephen's answer
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Answered on September 22, 2012
You can file and she remains liable for payment. So long as she pays then her credit is unaffected.
Archived
My husband has about 30 thou in credit card bills. I am not a user on these cards, have never used them.
Stephen's answer
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Answered on September 22, 2012
He can but you are liable and given the aggressiveness i have seen in Arizona in the area of debt collection I suspect you will be pursued by these...
Archived
What happens to your home which is in the rears in a chapter 7 BK? Do you pay taxes on the unpaid balance?
Stephen's answer
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Answered on September 21, 2012
The creditor is entitled to either get paid or possess the house. Cash for keys might be available , check with the lender. There are several ways...
Archived
I received a notice of motion over a credit card debt
Stephen's answer
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Answered on September 21, 2012
Your social security is not attachable so it is safe. If your assets are limited then you are probably judgement proof.
Archived
My paycheck went NSF and for three weeks will not correct it.
Stephen's answer
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Answered on September 21, 2012
Time to find a new job. if they file a bankruptcy petition then make sure you file a claim.
Archived
MY father died of complications from dementia and he did not file income taxes for 3-4 years ,What would you do ?
Stephen's answer
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Answered on September 21, 2012
Hierarchies estate can file the returns if necessary. you need an accountant to advise you.
Archived
Filing chapter 7 bankruptcy while trying to get loan modification. What affect will it have? Don't want to lose my home.
Stephen's answer
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Answered on September 21, 2012
Maybe. it depends on the loan mod regulations for the particular loss you are applying for. Best to ask the loan officer.
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