Questions answered by Barry W. Rorex

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I am in Dupage county and need to file an answer to a Bankruptcy serving. Please, can you tell me how to go about that???

Barry's answer | Answered on October 14, 2014

You really need to speak with an attorney immediately. You may have defenses that could be waived if they are not included in your first responsive...

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Am filing a Pro SE No asset Chp7 in the state of MD. I have puled my current credit report. Should I contact my creditors?

Barry's answer | Answered on October 14, 2014

You do not have to contact the creditors but you do need to be sure they are listed. The exact amount you owe is not crucial. They will have to...

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I recently filed for Chapter 7 bankruptcy. My landlord petitioned the bankruptcy court for a lift of the automatic stay.

Barry's answer | Answered on October 14, 2014

Section 362 generally describes when the automatic stay goes into effect and for what purposes. (c)(4)(A) describes a specific time when the...

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Our house was signed off in our personal bankruptcy. Not foreclosed yet. Do we have to maintain it. We are in Florida?

Barry's answer | Answered on October 13, 2014

If the house is part of an HOA, you may also remain responsible for all association fees, including maintenance fees, until the lender actually...

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Can an individual file a chapter 7 to stop a foreclosure on your home?

Barry's answer | Answered on October 13, 2014

Unfortunately, being unemployed or suffering from an injury or sickness, has little to do with bankruptcy eligibility. Bankruptcy looks at your...

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How do I get a someone out of my house that has not paid rent or signed a lease but started receiving his mail here?

Barry's answer | Answered on October 12, 2014

You can call the police and have them ask him to leave. If he does not leave, he can be prosecuted for criminal trespass which is entering or...

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I'm looking for a Bankrutcy atorney in the phoenix area who can take on a case without fees until garnishment is cleared

Barry's answer | Answered on October 12, 2014

I doubt that you will find anyone to assist you under those circumstances. If you are filing Chapter 7, the day that you file most unsecured debts...

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Maryland Law. Why foreclosure defense attorneys only want to do loan mods and not ask for proof of note transfers/legitimacy?

Barry's answer | Answered on October 12, 2014

I have to agree with Mr. Atchley. If you really believe the facts you have stated, pay a relatively small amount of money to an attorney, strictly...

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Mortgage in a chapter 7 Bankruptcy discharge

Barry's answer | Answered on October 11, 2014

In a chapter 7 the obligation to pay the mortgage is what gets discharged. The lien remains and the mortgage can be foreclosed against the property...

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Can I do car maintenance in my garage?

Barry's answer | Answered on October 11, 2014

I really don't think anyone can answer that without reading through the entirety of the CC&Rs and knowing a lot more facts. I doubt there would be...

Barry W. Rorex's Answers (708)

I am in Dupage county and need to file an answer to a Bankruptcy serving. Please, can you tell me how to go about that???

Am filing a Pro SE No asset Chp7 in the state of MD. I have puled my current credit report. Should I contact my creditors?

I recently filed for Chapter 7 bankruptcy. My landlord petitioned the bankruptcy court for a lift of the automatic stay.

Our house was signed off in our personal bankruptcy. Not foreclosed yet. Do we have to maintain it. We are in Florida?

Can an individual file a chapter 7 to stop a foreclosure on your home?

How do I get a someone out of my house that has not paid rent or signed a lease but started receiving his mail here?

I'm looking for a Bankrutcy atorney in the phoenix area who can take on a case without fees until garnishment is cleared

Maryland Law. Why foreclosure defense attorneys only want to do loan mods and not ask for proof of note transfers/legitimacy?

Mortgage in a chapter 7 Bankruptcy discharge

Can I do car maintenance in my garage?